Becoming debt free is the first step to becoming financially secure, and debt settlement may be your best option. Our debt settlement program is actually quite simple.

How it works:
We will set you up with an affordable monthly savings plan, (which is determined on a client-by-client basis between you and a counselor at TransDebt). Based on what you are able to set aside and save each month in your trust account, we can determine how many months you will be a part of the program, and ultimately determine when you will be debt free.

Reaching a settlement can be a very lengthy process, and usually takes several phone call and communications between TransDebt and the creditor. Once a settlement offer has been reached, and you as the client have agreed on this amount, we will obtain that settlement offer in writing from the creditor. We will then authorize a check to be distributed from your trust account and overnight this to the creditor.

Through our Debt Negotiation process, you may become debt free in as little as 1-3 years. By paying your minimum credit card balance without debt negotiation, this process may take 10-20 years, and cost tens of thousands of dollars more.